If you are like most drivers, you have at least a basic understanding of car insurance and the legal requirements of having insurance in your jurisdiction. Having car insurance can certainly put drivers' minds at ease. However, some drivers do not realize that issues with insurance can occur after a car accident. This applies even if all parties involved in the accident have insurance coverage.
The following points represent a few hurdles you may face with regard to insurance after a car accident. These are circumstances that will likely require the need for legal services.
Despite the legal requirements, there are many vehicles on the roadways today that do not have insurance on them. This is why some individuals opt to add uninsured motorist coverage to their policies. This means that their insurance companies will pay for their damages if the at-fault driver does not have insurance.
Individuals who opt not to include this special insurance option may find themselves faced with a significant amount of losses that may impact their lifestyle and finances. This does not mean that the uninsured driver will not face any consequences. They will likely have criminal charges they face with the state. Accident victims may also be able to sue the negligent party. A car accident attorney may be able to uncover resources that could result in restitution being awarded to victims.
Limits on Liability Payouts
Some liability payouts are governed by statutes. This means that insurance policies may only cover up to a certain dollar amount, which can cause many problems when medical bills, damages, and other losses exceed the state limits.
The issue of liability payouts may be further complicated if insurance companies challenge victims and insinuate shared blame for accident fault. Some victims may not have the emotional or physical energy to try to challenge the matter. This is when a car accident may be able to represent victims and negotiate on their behalf for fair compensation.
A car accident lawyer is a good resource to use following a car accident. Depending on the complexity and seriousness of the car accident, an attorney may need to be one of the first phone calls made after an accident occurs. This is because there are a number of factors that can complicate auto accident cases even more. There may also be special precautions that need to be taken to protect the integrity of any potential case.
If you've recently moved into a new house and your neighbors are claiming you've infringed on their property line with your new fence, you may not know what to do. Sure, the idea of contacting a lawyer can be intimidating, but if your neighbors are insistent that you're on their property and you can't prove otherwise, an attorney may be the best choice. I created this site to help people just like you understand the laws surrounding property boundaries, real estate claims, and similar issues. I hope that the information here will give you some clarity as to whether or not you need to consult an attorney to protect your interests.